E-Payment Integrator 2022 PHP Edition
Version 22.0 [Build 8593]

CardValidator Class

Properties   Methods   Events   Config Settings   Errors  

The CardValidator class is used to verify that a given credit card number is formatted properly, and could be a valid card number. Validating a card before actually submitting a transaction for authorization can reduce the fees that may be associated with invalid or declined transactions.

Class Name

InPay_CardValidator

Procedural Interface

 inpay_cardvalidator_open();
 inpay_cardvalidator_close($res);
 inpay_cardvalidator_register_callback($res, $id, $function);
 inpay_cardvalidator_get_last_error($res);
 inpay_cardvalidator_get_last_error_code($res);
 inpay_cardvalidator_set($res, $id, $index, $value);
 inpay_cardvalidator_get($res, $id, $index);
 inpay_cardvalidator_do_config($res, $configurationstring);
 inpay_cardvalidator_do_reset($res);
 inpay_cardvalidator_do_validatecard($res);

Remarks

Utilization of this class catches accidentally mistyped card numbers and allows buyers to re-input their number without having the transaction declined. It can also determine the type of credit card (Visa, MasterCard, Discover, etc) to easily determine if the customer is presenting a payment type which you do not support. The class can also parse swiped track data and perform these same checks on it.

There are three checks performed on the customer's credit card information:

The card number is checked for validity using the Luhn mod-10 algorithm.
The type of the card (Visa, MasterCard, etc.) is computed from the card number.
The expiration date is checked against the current system date.

The ValidateCard method explains these checks in more detail.

Property List


The following is the full list of the properties of the class with short descriptions. Click on the links for further details.

CardExpMonthExpiration month of the credit card specified in CardNumber .
CardExpYearExpiration year of the credit card specified in CardNumber .
CardNumberCredit card number to be validated.
CardTypeIndicates the results of the Luhn Digit Check algorithm.
CardTypeDescriptionHuman-readable description of the CardType .
DateCheckPassedIndicates whether the card is expired or not.
DigitCheckPassedIndicates the results of the Luhn Digit Check algorithm.
TrackDataMagnetic stripe data read off the credit card.
TrackTypeIndicates the type of the specified TrackData .

Method List


The following is the full list of the methods of the class with short descriptions. Click on the links for further details.

ConfigSets or retrieves a configuration setting.
ResetClears all properties to their default values.
ValidateCardChecks the card number and expiration date for validity.

Event List


The following is the full list of the events fired by the class with short descriptions. Click on the links for further details.

ErrorInformation about errors during data delivery.

Config Settings


The following is a list of config settings for the class with short descriptions. Click on the links for further details.

NameOnCardThe name encoded in the track data on the credit card.
BuildInfoInformation about the product's build.
CodePageThe system code page used for Unicode to Multibyte translations.
LicenseInfoInformation about the current license.
MaskSensitiveWhether sensitive data is masked in log messages.
ProcessIdleEventsWhether the class uses its internal event loop to process events when the main thread is idle.
SelectWaitMillisThe length of time in milliseconds the class will wait when DoEvents is called if there are no events to process.
UseInternalSecurityAPITells the class whether or not to use the system security libraries or an internal implementation.

CardExpMonth Property (InPay_CardValidator Class)

Expiration month of the credit card specified in CardNumber .

Object Oriented Interface


public function getCardExpMonth();


public function setCardExpMonth($value);

Procedural Interface


inpay_cardvalidator_get($res, 1 );


inpay_cardvalidator_set($res, 1, $value );

Default Value

1

Remarks

This field contains the month portion of the expiration date of the customer's credit card. This property must be in the range 1 - 12. The ValidateCard method compares this property against the system time to determine if the card is expired.

Data Type

Integer

CardExpYear Property (InPay_CardValidator Class)

Expiration year of the credit card specified in CardNumber .

Object Oriented Interface


public function getCardExpYear();


public function setCardExpYear($value);

Procedural Interface


inpay_cardvalidator_get($res, 2 );


inpay_cardvalidator_set($res, 2, $value );

Default Value

0

Remarks

This field contains the year portion of the expiration date of the customer's credit card. This property must be in the range 00-99, or 2000-2099. The ValidateCard method compares this property against the system time to determine if the card is expired.

Data Type

Integer

CardNumber Property (InPay_CardValidator Class)

Credit card number to be validated.

Object Oriented Interface


public function getCardNumber();


public function setCardNumber($value);

Procedural Interface


inpay_cardvalidator_get($res, 3 );


inpay_cardvalidator_set($res, 3, $value );

Default Value

''

Remarks

This property contains the customer's credit card number. A credit card number may be of any length, and may optionally include dashes or spaces. However, in practice the maximum length of the supported CardTypes is 19 characters (excluding whitespace), and the minimum length is 13 characters.

Data Type

String

CardType Property (InPay_CardValidator Class)

Indicates the results of the Luhn Digit Check algorithm.

Object Oriented Interface


public function getCardType();


Procedural Interface


inpay_cardvalidator_get($res, 4 );


Default Value

0

Remarks

This property is filled after a call to the ValidateCard method. Allowable values include:

ctUnknown (0) The class could not determine the type of the card based on the CardNumber prefix and length.
vctVisa (1) Visa card.
vctMasterCard (2) MasterCard card.
vctAmex (3) American Express card.
vctDiscover (4) Discover Card
vctDiners (5) Diner's Club card (Carte Blanche or International - the CardTypeDescription will contain the full name).
vctJCB (6) Japan Credit Bureau card.
vctVisaElectron (7) International Visa debit card (not available in US or Canada).
vctMaestro (8) International debit card (owned and operated by MasterCard).
vctCUP (9) China UnionPay - China's only credit card organization.
vctLaser (10) Primary debit card used in Ireland.

This property is read-only and not available at design time.

Data Type

Integer

CardTypeDescription Property (InPay_CardValidator Class)

Human-readable description of the CardType .

Object Oriented Interface


public function getCardTypeDescription();


Procedural Interface


inpay_cardvalidator_get($res, 5 );


Default Value

''

Remarks

This property is filled after calling the ValidateCard method, and will contain a text description of the CardType. This is useful to distinguish different program cards. For instance, a CardType of ccDiners might have a corresponding CardTypeDescription of "Diner's Club International", "Diner's Club Carte Blanche", or "Diner's Club enRoute".

This property is read-only.

Data Type

String

DateCheckPassed Property (InPay_CardValidator Class)

Indicates whether the card is expired or not.

Object Oriented Interface


public function getDateCheckPassed();


Procedural Interface


inpay_cardvalidator_get($res, 6 );


Default Value

false

Remarks

The ValidateCard method checks whether the card's expiration date (CardExpMonth and CardExpYear) is a valid future date, and stores that result in the DateCheckPassed property.

This property is read-only.

Data Type

Boolean

DigitCheckPassed Property (InPay_CardValidator Class)

Indicates the results of the Luhn Digit Check algorithm.

Object Oriented Interface


public function getDigitCheckPassed();


Procedural Interface


inpay_cardvalidator_get($res, 7 );


Default Value

false

Remarks

The ValidateCard method checks whether or not the CardNumber conforms to the mod-10 digit check algorithm, and stores that result in the DigitCheckPassed property. Note that a card may pass this check and still be an invalid card. (Either a fake number that passes the digit check, or an unknown CardType).

This property is read-only.

Data Type

Boolean

TrackData Property (InPay_CardValidator Class)

Magnetic stripe data read off the credit card.

Object Oriented Interface


public function getTrackData();


public function setTrackData($value);

Procedural Interface


inpay_cardvalidator_get($res, 8 );


inpay_cardvalidator_set($res, 8, $value );

Default Value

''

Remarks

This property may be set with the magnetic stripe read off the back of a credit card using any commercially available card reader. You may set this property with either Track1 or Track2 data. If TrackData is set, the values contained in CardNumber, CardExpMonth, and CardExpYear are ignored when calling ValidateCard. Instead, these properties are parsed out of the track data. This allows you to easily retrieve the expiration date and card number from either Track1 or Track2 data. For instance:

CardValidator1.TrackData = "4012000033330026=21121015432112345678" CardValidator1.ValidateCard()

The CardNumber, CardExpMonth, and CardExpYear will now contain the values parsed from the track data. TrackType will also indicate whether the TrackData is Track1 or Track2 (in this case, it's Track2 data).

Data Type

String

TrackType Property (InPay_CardValidator Class)

Indicates the type of the specified TrackData .

Object Oriented Interface


public function getTrackType();


Procedural Interface


inpay_cardvalidator_get($res, 9 );


Default Value

0

Remarks

This property will be filled after a call to ValidateCard. If magnetic stripe data was supplied in the TrackData field, this property will indicate which type of track was entered. If no track data was entered (ie, the CardNumber was specified instead) then the TrackType will be ttUnknown.

This property is read-only and not available at design time.

Data Type

Integer

Config Method (InPay_CardValidator Class)

Sets or retrieves a configuration setting.

Object Oriented Interface

public function doConfig($configurationstring);

Procedural Interface

inpay_cardvalidator_do_config($res, $configurationstring);

Remarks

Config is a generic method available in every class. It is used to set and retrieve configuration settings for the class.

These settings are similar in functionality to properties, but they are rarely used. In order to avoid "polluting" the property namespace of the class, access to these internal properties is provided through the Config method.

To set a configuration setting named PROPERTY, you must call Config("PROPERTY=VALUE"), where VALUE is the value of the setting expressed as a string. For boolean values, use the strings "True", "False", "0", "1", "Yes", or "No" (case does not matter).

To read (query) the value of a configuration setting, you must call Config("PROPERTY"). The value will be returned as a string.

Reset Method (InPay_CardValidator Class)

Clears all properties to their default values.

Object Oriented Interface

public function doReset();

Procedural Interface

inpay_cardvalidator_do_reset($res);

Remarks

This method clears all properties to their default values.

ValidateCard Method (InPay_CardValidator Class)

Checks the card number and expiration date for validity.

Object Oriented Interface

public function doValidateCard();

Procedural Interface

inpay_cardvalidator_do_validatecard($res);

Remarks

This method performs several checks on customer information to determine if the card information submitted could be valid. This should be done before submitting an actual transaction for authorization. The tests performed are listed below:

Luhn Digit CheckThis process checks the digits of the CardNumber to make sure that it could be a valid card number. The mathematical algorithm used to determine validity is outlined in the Visa External Interface Specification: Authorization Record Formats Version 5.8, page 63.
Card Type CheckThis process checks the length and the beginning digits of the CardNumber to determine if it is a valid card type. The results of this check is stored are the CardType and CardTypeDescription properties.
Expiration Date CheckThe date given in CardExpMonth and CardExpYear is compared to the current system date to make sure that the card is still valid.

Error Event (InPay_CardValidator Class)

Information about errors during data delivery.

Object Oriented Interface

public function fireError($param);

Procedural Interface

inpay_cardvalidator_register_callback($res, 1, array($this, 'fireError'));

Parameter List

 'errorcode'
'description'

Remarks

The Error event is fired in case of exceptional conditions during message processing.

ErrorCode contains an error code and Description contains a textual description of the error. For a list of valid error codes and their descriptions, please refer to the Error Codes section.

Config Settings (CardValidator Class)

The class accepts one or more of the following configuration settings. Configuration settings are similar in functionality to properties, but they are rarely used. In order to avoid "polluting" the property namespace of the class, access to these internal properties is provided through the Config method.

CardValidator Config Settings

NameOnCard:   The name encoded in the track data on the credit card.

If the TrackData you're parsing is Track1 data, it contains the customer's name, and should be identical to the name printed on the face of the card. Track2 data does not contain this name. This field will be filled after a call to ValidateCard.

Base Config Settings

BuildInfo:   Information about the product's build.

When queried, this setting will return a string containing information about the product's build.

CodePage:   The system code page used for Unicode to Multibyte translations.

The default code page is Unicode UTF-8 (65001).

The following is a list of valid code page identifiers:

IdentifierName
037IBM EBCDIC - U.S./Canada
437OEM - United States
500IBM EBCDIC - International
708Arabic - ASMO 708
709Arabic - ASMO 449+, BCON V4
710Arabic - Transparent Arabic
720Arabic - Transparent ASMO
737OEM - Greek (formerly 437G)
775OEM - Baltic
850OEM - Multilingual Latin I
852OEM - Latin II
855OEM - Cyrillic (primarily Russian)
857OEM - Turkish
858OEM - Multilingual Latin I + Euro symbol
860OEM - Portuguese
861OEM - Icelandic
862OEM - Hebrew
863OEM - Canadian-French
864OEM - Arabic
865OEM - Nordic
866OEM - Russian
869OEM - Modern Greek
870IBM EBCDIC - Multilingual/ROECE (Latin-2)
874ANSI/OEM - Thai (same as 28605, ISO 8859-15)
875IBM EBCDIC - Modern Greek
932ANSI/OEM - Japanese, Shift-JIS
936ANSI/OEM - Simplified Chinese (PRC, Singapore)
949ANSI/OEM - Korean (Unified Hangul Code)
950ANSI/OEM - Traditional Chinese (Taiwan; Hong Kong SAR, PRC)
1026IBM EBCDIC - Turkish (Latin-5)
1047IBM EBCDIC - Latin 1/Open System
1140IBM EBCDIC - U.S./Canada (037 + Euro symbol)
1141IBM EBCDIC - Germany (20273 + Euro symbol)
1142IBM EBCDIC - Denmark/Norway (20277 + Euro symbol)
1143IBM EBCDIC - Finland/Sweden (20278 + Euro symbol)
1144IBM EBCDIC - Italy (20280 + Euro symbol)
1145IBM EBCDIC - Latin America/Spain (20284 + Euro symbol)
1146IBM EBCDIC - United Kingdom (20285 + Euro symbol)
1147IBM EBCDIC - France (20297 + Euro symbol)
1148IBM EBCDIC - International (500 + Euro symbol)
1149IBM EBCDIC - Icelandic (20871 + Euro symbol)
1200Unicode UCS-2 Little-Endian (BMP of ISO 10646)
1201Unicode UCS-2 Big-Endian
1250ANSI - Central European
1251ANSI - Cyrillic
1252ANSI - Latin I
1253ANSI - Greek
1254ANSI - Turkish
1255ANSI - Hebrew
1256ANSI - Arabic
1257ANSI - Baltic
1258ANSI/OEM - Vietnamese
1361Korean (Johab)
10000MAC - Roman
10001MAC - Japanese
10002MAC - Traditional Chinese (Big5)
10003MAC - Korean
10004MAC - Arabic
10005MAC - Hebrew
10006MAC - Greek I
10007MAC - Cyrillic
10008MAC - Simplified Chinese (GB 2312)
10010MAC - Romania
10017MAC - Ukraine
10021MAC - Thai
10029MAC - Latin II
10079MAC - Icelandic
10081MAC - Turkish
10082MAC - Croatia
12000Unicode UCS-4 Little-Endian
12001Unicode UCS-4 Big-Endian
20000CNS - Taiwan
20001TCA - Taiwan
20002Eten - Taiwan
20003IBM5550 - Taiwan
20004TeleText - Taiwan
20005Wang - Taiwan
20105IA5 IRV International Alphabet No. 5 (7-bit)
20106IA5 German (7-bit)
20107IA5 Swedish (7-bit)
20108IA5 Norwegian (7-bit)
20127US-ASCII (7-bit)
20261T.61
20269ISO 6937 Non-Spacing Accent
20273IBM EBCDIC - Germany
20277IBM EBCDIC - Denmark/Norway
20278IBM EBCDIC - Finland/Sweden
20280IBM EBCDIC - Italy
20284IBM EBCDIC - Latin America/Spain
20285IBM EBCDIC - United Kingdom
20290IBM EBCDIC - Japanese Katakana Extended
20297IBM EBCDIC - France
20420IBM EBCDIC - Arabic
20423IBM EBCDIC - Greek
20424IBM EBCDIC - Hebrew
20833IBM EBCDIC - Korean Extended
20838IBM EBCDIC - Thai
20866Russian - KOI8-R
20871IBM EBCDIC - Icelandic
20880IBM EBCDIC - Cyrillic (Russian)
20905IBM EBCDIC - Turkish
20924IBM EBCDIC - Latin-1/Open System (1047 + Euro symbol)
20932JIS X 0208-1990 & 0121-1990
20936Simplified Chinese (GB2312)
21025IBM EBCDIC - Cyrillic (Serbian, Bulgarian)
21027Extended Alpha Lowercase
21866Ukrainian (KOI8-U)
28591ISO 8859-1 Latin I
28592ISO 8859-2 Central Europe
28593ISO 8859-3 Latin 3
28594ISO 8859-4 Baltic
28595ISO 8859-5 Cyrillic
28596ISO 8859-6 Arabic
28597ISO 8859-7 Greek
28598ISO 8859-8 Hebrew
28599ISO 8859-9 Latin 5
28605ISO 8859-15 Latin 9
29001Europa 3
38598ISO 8859-8 Hebrew
50220ISO 2022 Japanese with no halfwidth Katakana
50221ISO 2022 Japanese with halfwidth Katakana
50222ISO 2022 Japanese JIS X 0201-1989
50225ISO 2022 Korean
50227ISO 2022 Simplified Chinese
50229ISO 2022 Traditional Chinese
50930Japanese (Katakana) Extended
50931US/Canada and Japanese
50933Korean Extended and Korean
50935Simplified Chinese Extended and Simplified Chinese
50936Simplified Chinese
50937US/Canada and Traditional Chinese
50939Japanese (Latin) Extended and Japanese
51932EUC - Japanese
51936EUC - Simplified Chinese
51949EUC - Korean
51950EUC - Traditional Chinese
52936HZ-GB2312 Simplified Chinese
54936Windows XP: GB18030 Simplified Chinese (4 Byte)
57002ISCII Devanagari
57003ISCII Bengali
57004ISCII Tamil
57005ISCII Telugu
57006ISCII Assamese
57007ISCII Oriya
57008ISCII Kannada
57009ISCII Malayalam
57010ISCII Gujarati
57011ISCII Punjabi
65000Unicode UTF-7
65001Unicode UTF-8

The following is a list of valid code page identifiers for Mac OS only:

IdentifierName
1ASCII
2NEXTSTEP
3JapaneseEUC
4UTF8
5ISOLatin1
6Symbol
7NonLossyASCII
8ShiftJIS
9ISOLatin2
10Unicode
11WindowsCP1251
12WindowsCP1252
13WindowsCP1253
14WindowsCP1254
15WindowsCP1250
21ISO2022JP
30MacOSRoman
10UTF16String
0x90000100UTF16BigEndian
0x94000100UTF16LittleEndian
0x8c000100UTF32String
0x98000100UTF32BigEndian
0x9c000100UTF32LittleEndian
65536Proprietary

LicenseInfo:   Information about the current license.

When queried, this setting will return a string containing information about the license this instance of a class is using. It will return the following information:

  • Product: The product the license is for.
  • Product Key: The key the license was generated from.
  • License Source: Where the license was found (e.g., RuntimeLicense, License File).
  • License Type: The type of license installed (e.g., Royalty Free, Single Server).
  • Last Valid Build: The last valid build number for which the license will work.
MaskSensitive:   Whether sensitive data is masked in log messages.

In certain circumstances it may be beneficial to mask sensitive data, like passwords, in log messages. Set this to true to mask sensitive data. The default is true.

This setting only works on these classes: AS3Receiver, AS3Sender, Atom, Client(3DS), FTP, FTPServer, IMAP, OFTPClient, SSHClient, SCP, Server(3DS), Sexec, SFTP, SFTPServer, SSHServer, TCPClient, TCPServer.

ProcessIdleEvents:   Whether the class uses its internal event loop to process events when the main thread is idle.

If set to False, the class will not fire internal idle events. Set this to False to use the class in a background thread on Mac OS. By default, this setting is True.

SelectWaitMillis:   The length of time in milliseconds the class will wait when DoEvents is called if there are no events to process.

If there are no events to process when DoEvents is called, the class will wait for the amount of time specified here before returning. The default value is 20.

UseInternalSecurityAPI:   Tells the class whether or not to use the system security libraries or an internal implementation.

When set to false, the class will use the system security libraries by default to perform cryptographic functions where applicable.

Setting this setting to true tells the class to use the internal implementation instead of using the system security libraries.

On Windows, this setting is set to false by default. On Linux/macOS, this setting is set to true by default.

To use the system security libraries for Linux, OpenSSL support must be enabled. For more information on how to enable OpenSSL, please refer to the OpenSSL Notes section.

Trappable Errors (CardValidator Class)

CardValidator Errors

504   Luhn digit check failed.
505   Card date invalid.
506   Card expired.
703   Invalid CardNumber format (contains letters or unknown characters).
704   Could not determine the Credit Card type.
705   Error parsing TrackData. Format cannot be determined.

Copyright (c) 2023 4D Payments Inc.
E-Payment Integrator 2022 PHP Edition - Version 22.0 [Build 8593]