LoanStatement Class

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The LoanStatement class is a single class that supports the SignOn and Loan Statement Download functions of Open Financial eXchange, as described by the OFX Specification version 2.1.

Class Name

InEBank_LoanStatement

Procedural Interface

 inebank_loanstatement_open();
 inebank_loanstatement_close($res);
 inebank_loanstatement_register_callback($res, $id, $function);
 inebank_loanstatement_get_last_error($res);
 inebank_loanstatement_get_last_error_code($res);
 inebank_loanstatement_set($res, $id, $index, $value);
 inebank_loanstatement_get($res, $id, $index);
 inebank_loanstatement_do_config($res, $configurationstring);
 inebank_loanstatement_do_getclosinginfo($res);
 inebank_loanstatement_do_getimage($res, $imageref, $imagereftype);
 inebank_loanstatement_do_getstatement($res);
 inebank_loanstatement_do_readofxdatafile($res, $filename);
 inebank_loanstatement_do_reset($res);
 inebank_loanstatement_do_writeofxdatafile($res, $filename);

Remarks

The LoanStatement class adds loan statement download functionality to your desktop application, or allows your web application to fetch a user's loan statement without having to redirect to another website. All downloads are done using a secure HTTPS Post to send account sign-on information to a financial institution. The class receives the secure response and parses the response into its properties.

To use the LoanStatement class first identify the financial institution by setting the FIId, FIOrganization and FIUrl, properties. Next, identify the OFX user and application by setting the OFXUser, OFXPassword, OFXAppId and OFXAppVersion properties. Next, set the AccountId and AccountType properties to the appropriate values to identify the account for which you wish to download a loan statement. You may also set StartDate and EndDate properties to constrain the transaction list.

Once you have finished setting the properties that describe the statement you wish to download, use the GetStatement method to build and transmit the request automatically. When the response returns, the transaction properties will be populated automatically, as well as the StartDate, EndDate, AvailableBalance, PrincipalBalance, and any other data the loan statement includes.

The transaction properties (TxAmount, TxCheckNumber TxDatePosted, TxFITID, TxMemo, TxPayeeName, and TxType, etc.) may be imagined as arrays, so that the getter function for each property takes as its argument the index of a transaction in the list.

For example, TxAmount(0) gives the amount of the first transaction for the last statement downloaded.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting.

Note: Loan Statement Download is supported only in OFX Versions 2.1.0 and 2.1.1. If your FI does not support this OFX version, then you will not be able to use this class.

Property List

The following is the full list of the properties of the class with short descriptions. Click on the links for further details.

Method List

The following is the full list of the methods of the class with short descriptions. Click on the links for further details.

Event List

The following is the full list of the events fired by the class with short descriptions. Click on the links for further details.

Config Settings

The following is a list of config settings for the class with short descriptions. Click on the links for further details.

AccountId Property (InEBank_LoanStatement Class)

The account number used for the next statement download.

Object Oriented Interface

public function getAccountId();


public function setAccountId($value);

Procedural Interface

inebank_loanstatement_get($res, 1 );


inebank_loanstatement_set($res, 1, $value );

Default Value

''

Remarks

This is the account number for which the user wishes to download a statement.

Data Type

String

AccountType Property (InEBank_LoanStatement Class)

Indicates the type of the loan account.

Object Oriented Interface

public function getAccountType();


public function setAccountType($value);

Procedural Interface

inebank_loanstatement_get($res, 2 );


inebank_loanstatement_set($res, 2, $value );

Default Value

0

Remarks

This property uses the following values:

• latAuto (0)
• latConsumer (1)
• latMortgage (2)
• latCommercial (3)
• latStudent (4)
• latMilitary (5)
• latSmallBusiness (6)
• latConstruction (7)
• latHomeEquity (8)

Data Type

Integer

AvailableBalance Property (InEBank_LoanStatement Class)

Amount of the available balance.

Object Oriented Interface

public function getAvailableBalance();

Procedural Interface

inebank_loanstatement_get($res, 3 );

Default Value

''

Remarks

This is the amount of money available from a given account.

For bank accounts, LedgerBalance represents the last balance recorded in official documents. AvailableBalance represents the value in the ledger balance once all temporary authorizations, such as ATM withdrawals, have posted to the ledger. Any positive value means that funds are available while negative values mean that the account is overdrawn.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

This property is read-only.

Data Type

String

AvailableBalanceDate Property (InEBank_LoanStatement Class)

Date of the available balance.

Object Oriented Interface

public function getAvailableBalanceDate();

Procedural Interface

inebank_loanstatement_get($res, 4 );

Default Value

''

Remarks

This is the date as of which the account balance is valid.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

This property is read-only.

Data Type

String

ClosingDetailCount Property (InEBank_LoanStatement Class)

The number of records in the ClosingDetail arrays.

Object Oriented Interface

public function getClosingDetailCount();

Procedural Interface

inebank_loanstatement_get($res, 5 );

Default Value

0

Remarks

This property controls the size of the following arrays:

• ClosingDetailAggregate
• ClosingDetailBalanceOpening
• ClosingDetailDateClose
• ClosingDetailDateDue
• ClosingDetailDateEnd
• ClosingDetailDateOpen
• ClosingDetailDateStart
• ClosingDetailFITID
• ClosingDetailImageRef
• ClosingDetailImageRefType
• ClosingDetailMinimumPayment
• ClosingDetailTotalInterest

The array indices start at 0 and end at ClosingDetailCount - 1.

This property is read-only and not available at design time.

Data Type

Integer

ClosingDetailAggregate Property (InEBank_LoanStatement Class)

Aggregates are pieces of XML taken from the financial institution's original response.

Object Oriented Interface

public function getClosingDetailAggregate($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 6 , $closingdetailindex);

Default Value

''

Remarks

Aggregates are pieces of XML taken from the financial institution's original response. They contain elements that correspond to many of the class's properties. However, some of these elements, and/or their potential values, may not be supported by the class. Any user who wishes to use unsupported fields may use this aggregate property to parse out the desired data either via our OFXAggregate class or any other means.

Note: The original data from the server is returned as SGML or XML (depending on the value of OFXVersion that FI supports. If the original data is returned in SGML format, the class internally manipulates these responses into the equivalent XML format by inserting close element tags (e.g., "</ACCTID>") into the data as it comes from the server.

This aggregate describes a statement closing information. It contains data (elements and values) associated with the following properties:

• ClosingDetailFITID
• ClosingDetailDateStart
• ClosingDetailDateEnd
• ClosingDetailDateOpen
• ClosingDetailDateClose
• ClosingDetailDateDue (applicable to credit card accounts only)
• ClosingDetailBalanceOpening
• ClosingDetailBalanceClosing
• ClosingDetailTotalInterest (not applicable to credit card accounts)
• ClosingDetailTotalFees
• ClosingDetailTotalCredit
• ClosingDetailTotalDebit
• ClosingDetailCreditLimit (applicable to credit card accounts only)
• ClosingDetailImageRef
• ClosingDetailImageRefType

For each aggregate returned, clients can retrieve corresponding transactions by using ClosingDetailDateStart and ClosingDetailDateEnd in a statement download request (when calling GetStatement method).

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailBalanceOpening Property (InEBank_LoanStatement Class)

Opening statement balance.

Object Oriented Interface

public function getClosingDetailBalanceOpening($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 8 , $closingdetailindex);

Default Value

''

Remarks

Opening statement balance.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailDateClose Property (InEBank_LoanStatement Class)

Closing statement date.

Object Oriented Interface

public function getClosingDetailDateClose($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 10 , $closingdetailindex);

Default Value

''

Remarks

Closing statement date.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailDateDue Property (InEBank_LoanStatement Class)

Next payment due date.

Object Oriented Interface

public function getClosingDetailDateDue($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 11 , $closingdetailindex);

Default Value

''

Remarks

Next payment due date. This is applicable to credit card and loan accounts only.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailDateEnd Property (InEBank_LoanStatement Class)

End date of transaction data for this statement.

Object Oriented Interface

public function getClosingDetailDateEnd($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 12 , $closingdetailindex);

Default Value

''

Remarks

End date of transaction data for this statement. A client should be able to use this date when requesting individual transactions that match this statement.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailDateOpen Property (InEBank_LoanStatement Class)

Opening statement date.

Object Oriented Interface

public function getClosingDetailDateOpen($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 13 , $closingdetailindex);

Default Value

''

Remarks

Opening statement date.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailDateStart Property (InEBank_LoanStatement Class)

Start date of transaction data for this statement.

Object Oriented Interface

public function getClosingDetailDateStart($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 14 , $closingdetailindex);

Default Value

''

Remarks

Start date of transaction data for this statement. A client should be able to use this date when requesting individual transactions that match this statement.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailFITID Property (InEBank_LoanStatement Class)

Unique identifier assigned by financial institution to identify this particular statement closing information.

Object Oriented Interface

public function getClosingDetailFITID($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 15 , $closingdetailindex);

Default Value

''

Remarks

Unique identifier assigned by financial institution to identify this particular statement closing information. This id provides a way for the client to distinguish one closing statement from another.

This is always returned in the server response for each statement.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailImageRef Property (InEBank_LoanStatement Class)

Server specified unique identifier for the statement closing image.

Object Oriented Interface

public function getClosingDetailImageRef($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 16 , $closingdetailindex);

Default Value

''

Remarks

Server specified unique identifier for the statement closing image.

This can be either image identifier (to be used during the request to retrieve the actual image when the GetImage method is called) or URL, depending on the value of ClosingDetailImageRefType.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailImageRefType Property (InEBank_LoanStatement Class)

Type of retrieval method for actual statement closing image.

Object Oriented Interface

public function getClosingDetailImageRefType($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 17 , $closingdetailindex);

Default Value

''

Remarks

Type of retrieval method for actual statement closing image.

If ClosingDetailImageRef is returned in the response, this can be either image identifier (to be used during the request for the image when the GetImage method is called) or a URL.

Possible values for ClosingDetailImageRefType are:

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailMinimumPayment Property (InEBank_LoanStatement Class)

Next minimum amount due.

Object Oriented Interface

public function getClosingDetailMinimumPayment($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 20 , $closingdetailindex);

Default Value

''

Remarks

Next minimum amount due. This is applicable to credit card and loan accounts only.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

ClosingDetailTotalInterest Property (InEBank_LoanStatement Class)

Total interest.

Object Oriented Interface

public function getClosingDetailTotalInterest($closingdetailindex);

Procedural Interface

inebank_loanstatement_get($res, 24 , $closingdetailindex);

Default Value

''

Remarks

Total interest.

For bank or investment accounts, this indicates total interest posted on the account for this statement (period indicated by ClosingDetailDateStart and ClosingDetailDateEnd).

For loan accounts, this indicates total interest paid year to date.

This is not applicable for credit card accounts.

The $closingdetailindex parameter specifies the index of the item in the array. The size of the array is controlled by the ClosingDetailCount property.

This property is read-only and not available at design time.

Data Type

String

CurrencyCode Property (InEBank_LoanStatement Class)

Default currency code for this statement.

Object Oriented Interface

public function getCurrencyCode();

Procedural Interface

inebank_loanstatement_get($res, 25 );

Default Value

''

Remarks

Indicates how to interpret the monetary amounts in the current statement. This is a 3-character ISO-4217 currency code, such as USD and EUR.

This property is read-only.

Data Type

String

EndDate Property (InEBank_LoanStatement Class)

End date of statement requested.

Object Oriented Interface

public function getEndDate();


public function setEndDate($value);

Procedural Interface

inebank_loanstatement_get($res, 26 );


inebank_loanstatement_set($res, 26, $value );

Default Value

''

Remarks

This is a string representing the date at which to stop listing transactions on the statement. Use this property and StartDate to constrain the list of transactions retrieved when calling GetStatement.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

Data Type

String

FIId Property (InEBank_LoanStatement Class)

Financial institution identifier.

Object Oriented Interface

public function getFIId();


public function setFIId($value);

Procedural Interface

inebank_loanstatement_get($res, 27 );


inebank_loanstatement_set($res, 27, $value );

Default Value

''

Remarks

FIId holds the identifier of the OFX Financial Institution and is used during signon. This value is unique for each organization name.

Data Type

String

FIOrganization Property (InEBank_LoanStatement Class)

Financial institution organization name.

Object Oriented Interface

public function getFIOrganization();


public function setFIOrganization($value);

Procedural Interface

inebank_loanstatement_get($res, 28 );


inebank_loanstatement_set($res, 28, $value );

Default Value

''

Remarks

This is the name of the OFX Financial Institution and is used during signon. Each organization has a unique FIId that must also be used at signon.

Data Type

String

FirewallAutoDetect Property (InEBank_LoanStatement Class)

This property tells the class whether or not to automatically detect and use firewall system settings, if available.

Object Oriented Interface

public function getFirewallAutoDetect();


public function setFirewallAutoDetect($value);

Procedural Interface

inebank_loanstatement_get($res, 29 );


inebank_loanstatement_set($res, 29, $value );

Default Value

false

Remarks

This property tells the class whether or not to automatically detect and use firewall system settings, if available.

Data Type

Boolean

FirewallType Property (InEBank_LoanStatement Class)

This property determines the type of firewall to connect through.

Object Oriented Interface

public function getFirewallType();


public function setFirewallType($value);

Procedural Interface

inebank_loanstatement_get($res, 30 );


inebank_loanstatement_set($res, 30, $value );

Default Value

0

Remarks

This property determines the type of firewall to connect through. The applicable values are as follows:

Data Type

Integer

FirewallHost Property (InEBank_LoanStatement Class)

This property contains the name or IP address of firewall (optional).

Object Oriented Interface

public function getFirewallHost();


public function setFirewallHost($value);

Procedural Interface

inebank_loanstatement_get($res, 31 );


inebank_loanstatement_set($res, 31, $value );

Default Value

''

Remarks

This property contains the name or IP address of firewall (optional). If a FirewallHost is given, the requested connections will be authenticated through the specified firewall when connecting.

If this property is set to a Domain Name, a DNS request is initiated. Upon successful termination of the request, this property is set to the corresponding address. If the search is not successful, the class fails with an error.

Data Type

String

FirewallPassword Property (InEBank_LoanStatement Class)

This property contains a password if authentication is to be used when connecting through the firewall.

Object Oriented Interface

public function getFirewallPassword();


public function setFirewallPassword($value);

Procedural Interface

inebank_loanstatement_get($res, 32 );


inebank_loanstatement_set($res, 32, $value );

Default Value

''

Remarks

This property contains a password if authentication is to be used when connecting through the firewall. If FirewallHost is specified, the FirewallUser and FirewallPassword properties are used to connect and authenticate to the given firewall. If the authentication fails, the class fails with an error.

Data Type

String

FirewallPort Property (InEBank_LoanStatement Class)

This property contains the transmission control protocol (TCP) port for the firewall Host .

Object Oriented Interface

public function getFirewallPort();


public function setFirewallPort($value);

Procedural Interface

inebank_loanstatement_get($res, 33 );


inebank_loanstatement_set($res, 33, $value );

Default Value

0

Remarks

This property contains the transmission control protocol (TCP) port for the firewall FirewallHost. See the description of the FirewallHost property for details.

Note: This property is set automatically when FirewallType is set to a valid value. See the description of the FirewallType property for details.

Data Type

Integer

FirewallUser Property (InEBank_LoanStatement Class)

This property contains a user name if authentication is to be used connecting through a firewall.

Object Oriented Interface

public function getFirewallUser();


public function setFirewallUser($value);

Procedural Interface

inebank_loanstatement_get($res, 34 );


inebank_loanstatement_set($res, 34, $value );

Default Value

''

Remarks

This property contains a user name if authentication is to be used connecting through a firewall. If the FirewallHost is specified, this property and FirewallPassword properties are used to connect and authenticate to the given Firewall. If the authentication fails, the class fails with an error.

Data Type

String

FIUrl Property (InEBank_LoanStatement Class)

Financial institution URL.

Object Oriented Interface

public function getFIUrl();


public function setFIUrl($value);

Procedural Interface

inebank_loanstatement_get($res, 35 );


inebank_loanstatement_set($res, 35, $value );

Default Value

''

Remarks

This is the URL of the OFX Financial Institution to which the class will signon and fetch data.

Data Type

String

ImageFileName Property (InEBank_LoanStatement Class)

Filename and location to save the image content of a transaction or statement.

Object Oriented Interface

public function getImageFileName();


public function setImageFileName($value);

Procedural Interface

inebank_loanstatement_get($res, 36 );


inebank_loanstatement_set($res, 36, $value );

Default Value

''

Remarks

When calling the GetImage method, the image content is returned by that method. If you want the image content to be written to disk, you can set the ImageFileName to a desired file name without specifying the type. The file type will be set automatically depending on the image type supported by the server. Possible image types are: jpeg, tiff, png, pdf.

If the filename exists, you can choose to overwrite it or not by setting the Overwrite config setting (which defaults to True).

Note: Image download is available only for OFX version 2.1.1. When this method is called, the OFXVersion is automatically set to '211'.

Data Type

String

IncludeImages Property (InEBank_LoanStatement Class)

Whether the server has to return data for bank transactions or closing statements images.

Object Oriented Interface

public function getIncludeImages();


public function setIncludeImages($value);

Procedural Interface

inebank_loanstatement_get($res, 37 );


inebank_loanstatement_set($res, 37, $value );

Default Value

false

Remarks

If False (default value), the server will not return any image references in the response.

Otherwise, if the FI supports image download service :

• when the GetStatement method is called, the server will return the image references for each transaction (e.g., check image).
• when the GetClosingInfo method is called, the server will return a reference to the statement closing information image.

These references can then be used as parameters when the GetImage method is called.

This is optional and supported in OFX 2.1.1 version only (i.e., if this is requested, the OFXVersion should be set to '211').

Note: Clients may request images in statement download and/or closing requests in various message sets. But not all FIs support image download. Prior to requesting these images, clients must verify that support exists on the server for image download. This is indicated by the presence of the IMAGEMSGSET aggregate in the profile response, as well as the IMAGEPROF aggregate in the profile response for the specific message set in question.

For instance, if a client wishes to request transaction images in the banking statement download request, the client must verify the presence of IMAGEMSGSET in the profile as well as transaction image support in the IMAGEPROF aggregate in the BANKMSGSET in the profile. Image download requests are allowed only in OFX 2.1.1 in the Banking, Credit Card, Loan and Investments message sets.

To verify whether your FI supports this service, you should check its profile (by calling the GetProfile method in FIProfile class) and check the values of FIMessageSetTxImage and FIMessageSetClosingInfoImage for each message set (bank, credit card, loan and investment).

Data Type

Boolean

OFXAccessKey Property (InEBank_LoanStatement Class)

Access key value received after a MFA authentication in a previous signon.

Object Oriented Interface

public function getOFXAccessKey();


public function setOFXAccessKey($value);

Procedural Interface

inebank_loanstatement_get($res, 38 );


inebank_loanstatement_set($res, 38, $value );

Default Value

''

Remarks

This might be returned in the server response after a MFA authentication (i.e. MFA challenge question/answer pairs were validated by the server when the SendChallengeAnswers method in FIProfile class was called).

To prevent servers from needing to authenticate the user in each OFX request, the server may respond to a correct set of challenge answers with a OFXAccessKey on the signon response (when the SendChallengeAnswers method in FIProfile class was called).

The server determines the contents of this optional element. On each subsequent signon request, the client will send the last value of the OFXAccessKey it has received, even after the end of the current session. The server has the option to respond to any subsequent request with a 3000 error code, requiring the client to send the MFA challenge questions request again (by calling the RequestChallengeQuestions method in FIProfile class). This allows the server to determine the lifetime of the OFXAccessKey.

Data Type

String

OFXAppId Property (InEBank_LoanStatement Class)

OFX application identifier.

Object Oriented Interface

public function getOFXAppId();


public function setOFXAppId($value);

Procedural Interface

inebank_loanstatement_get($res, 39 );


inebank_loanstatement_set($res, 39, $value );

Default Value

''

Remarks

This is the unique identifier of the user's OFX application.

Data Type

String

OFXAppVersion Property (InEBank_LoanStatement Class)

OFX application version.

Object Oriented Interface

public function getOFXAppVersion();


public function setOFXAppVersion($value);

Procedural Interface

inebank_loanstatement_get($res, 40 );


inebank_loanstatement_set($res, 40, $value );

Default Value

''

Remarks

This is the version of the user's OFX application.

Data Type

String

OFXPassword Property (InEBank_LoanStatement Class)

User's password.

Object Oriented Interface

public function getOFXPassword();


public function setOFXPassword($value);

Procedural Interface

inebank_loanstatement_get($res, 41 );


inebank_loanstatement_set($res, 41, $value );

Default Value

''

Remarks

This is the password used when signing on to the OFX Financial Institution's service.

Data Type

String

OFXRequest Property (InEBank_LoanStatement Class)

The current OFX request aggregate.

Object Oriented Interface

public function getOFXRequest();

Procedural Interface

inebank_loanstatement_get($res, 42 );

Default Value

''

Remarks

Polling OFXRequest will cause the class to generate and return an OFX request aggregate.

This property is read-only and not available at design time.

Data Type

String

OFXResponse Property (InEBank_LoanStatement Class)

The current OFX response aggregate.

Object Oriented Interface

public function getOFXResponse();


public function setOFXResponse($value);

Procedural Interface

inebank_loanstatement_get($res, 43 );


inebank_loanstatement_set($res, 43, $value );

Default Value

''

Remarks

This can be used especially for debugging purposes. This can also be used to parse an OFX Response. To do so, you can set the OFX Response data (in string format) to OFXResponse. Once set, the supplied OFX data will be parsed and will populate the same read-only properties that ReadOFXDataFile does.

This property is not available at design time.

Data Type

String

OFXUser Property (InEBank_LoanStatement Class)

User's id.

Object Oriented Interface

public function getOFXUser();


public function setOFXUser($value);

Procedural Interface

inebank_loanstatement_get($res, 44 );


inebank_loanstatement_set($res, 44, $value );

Default Value

''

Remarks

This is the UserID used when signing on to the OFX Financial Institution's service.

Data Type

String

OFXVersion Property (InEBank_LoanStatement Class)

OFX API version.

Object Oriented Interface

public function getOFXVersion();


public function setOFXVersion($value);

Procedural Interface

inebank_loanstatement_get($res, 45 );


inebank_loanstatement_set($res, 45, $value );

Default Value

'102'

Remarks

This is the OFX API version used in all requests sent to your FI server (such as 1.0.2, 2.0.1, 2.1.1, etc.). Valid values: 102, 103, 200, 201, 203, 210, 211. Note that not all OFX Versions are supported by FIs.

Note: If the OFXVersion is set to 1x, the request and the response are going to be in SGML format. If set to 2x, the request will be in XML format (the response format depends on the FI's server capabilities). Note that if the OFX FI server does not support version 2x, the server will return an error (such as 'Bad Request').

Certain services are available only for a specific OFX version. For example, image download, is available only in OFX version 2.1.1.

Data Type

String

PrincipalBalance Property (InEBank_LoanStatement Class)

Amount of the loan principal balance for the current statement.

Object Oriented Interface

public function getPrincipalBalance();

Procedural Interface

inebank_loanstatement_get($res, 46 );

Default Value

''

Remarks

This value reflects the loan principle balance as posted in the financial institution's records.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

This property is read-only.

Data Type

String

PrincipalBalanceDate Property (InEBank_LoanStatement Class)

Date and time of the current loan principal balance.

Object Oriented Interface

public function getPrincipalBalanceDate();

Procedural Interface

inebank_loanstatement_get($res, 47 );

Default Value

''

Remarks

This is the date, as of which, the loan principal balance is valid.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

This property is read-only.

Data Type

String

SSLAcceptServerCertEncoded Property (InEBank_LoanStatement Class)

This is the certificate (PEM/base64 encoded).

Object Oriented Interface

public function getSSLAcceptServerCertEncoded();


public function setSSLAcceptServerCertEncoded($value);

Procedural Interface

inebank_loanstatement_get($res, 49 );


inebank_loanstatement_set($res, 49, $value );

Default Value

''

Remarks

This is the certificate (PEM/base64 encoded). This property is used to assign a specific certificate. The SSLAcceptServerCertStore and SSLAcceptServerCertSubject properties also may be used to specify a certificate.

When SSLAcceptServerCertEncoded is set, a search is initiated in the current SSLAcceptServerCertStore for the private key of the certificate. If the key is found, SSLAcceptServerCertSubject is updated to reflect the full subject of the selected certificate; otherwise, SSLAcceptServerCertSubject is set to an empty string.

This property is not available at design time.

Data Type

Binary String

SSLCertEncoded Property (InEBank_LoanStatement Class)

This is the certificate (PEM/base64 encoded).

Object Oriented Interface

public function getSSLCertEncoded();


public function setSSLCertEncoded($value);

Procedural Interface

inebank_loanstatement_get($res, 77 );


inebank_loanstatement_set($res, 77, $value );

Default Value

''

Remarks

This is the certificate (PEM/base64 encoded). This property is used to assign a specific certificate. The SSLCertStore and SSLCertSubject properties also may be used to specify a certificate.

When SSLCertEncoded is set, a search is initiated in the current SSLCertStore for the private key of the certificate. If the key is found, SSLCertSubject is updated to reflect the full subject of the selected certificate; otherwise, SSLCertSubject is set to an empty string.

This property is not available at design time.

Data Type

Binary String

SSLCertStore Property (InEBank_LoanStatement Class)

This is the name of the certificate store for the client certificate.

Object Oriented Interface

public function getSSLCertStore();


public function setSSLCertStore($value);

Procedural Interface

inebank_loanstatement_get($res, 93 );


inebank_loanstatement_set($res, 93, $value );

Default Value

'MY'

Remarks

This is the name of the certificate store for the client certificate.

The SSLCertStoreType property denotes the type of the certificate store specified by SSLCertStore. If the store is password protected, specify the password in SSLCertStorePassword.

SSLCertStore is used in conjunction with the SSLCertSubject property to specify client certificates. If SSLCertStore has a value, and SSLCertSubject or SSLCertEncoded is set, a search for a certificate is initiated. Please see the SSLCertSubject property for details.

Designations of certificate stores are platform-dependent.

The following are designations of the most common User and Machine certificate stores in Windows:

When the certificate store type is PFXFile, this property must be set to the name of the file. When the type is PFXBlob, the property must be set to the binary contents of a PFX file (i.e. PKCS12 certificate store).

Data Type

Binary String

SSLCertStorePassword Property (InEBank_LoanStatement Class)

If the type of certificate store requires a password, this property is used to specify the password needed to open the certificate store.

Object Oriented Interface

public function getSSLCertStorePassword();


public function setSSLCertStorePassword($value);

Procedural Interface

inebank_loanstatement_get($res, 94 );


inebank_loanstatement_set($res, 94, $value );

Default Value

''

Remarks

If the type of certificate store requires a password, this property is used to specify the password needed to open the certificate store.

Data Type

String

SSLCertStoreType Property (InEBank_LoanStatement Class)

This is the type of certificate store for this certificate.

Object Oriented Interface

public function getSSLCertStoreType();


public function setSSLCertStoreType($value);

Procedural Interface

inebank_loanstatement_get($res, 95 );


inebank_loanstatement_set($res, 95, $value );

Default Value

0

Remarks

This is the type of certificate store for this certificate.

The class supports both public and private keys in a variety of formats. When the cstAuto value is used the class will automatically determine the type. This property can take one of the following values:

Data Type

Integer

SSLCertSubject Property (InEBank_LoanStatement Class)

This is the subject of the certificate used for client authentication.

Object Oriented Interface

public function getSSLCertSubject();


public function setSSLCertSubject($value);

Procedural Interface

inebank_loanstatement_get($res, 96 );


inebank_loanstatement_set($res, 96, $value );

Default Value

''

Remarks

This is the subject of the certificate used for client authentication.

This property must be set after all other certificate properites are set. When this property is set, a search is performed in the current certificate store certificate with matching subject.

If a matching certificate is found, the property is set to the full subject of the matching certificate.

If an exact match is not found, the store is searched for subjects containing the value of the property.

If a match is still not found, the property is set to an empty string, and no certificate is selected.

The special value "*" picks a random certificate in the certificate store.

The certificate subject is a comma separated list of distinguished name fields and values. For instance "CN=www.server.com, OU=test, C=US, E=support@nsoftware.com". Common fields and their meanings are displayed below.

If a field value contains a comma it must be quoted.

Data Type

String

SSLProvider Property (InEBank_LoanStatement Class)

This specifies the SSL/TLS implementation to use.

Object Oriented Interface

public function getSSLProvider();


public function setSSLProvider($value);

Procedural Interface

inebank_loanstatement_get($res, 104 );


inebank_loanstatement_set($res, 104, $value );

Default Value

0

Remarks

This property specifies the SSL/TLS implementation to use. In most cases the default value of 0 (Automatic) is recommended and should not be changed. When set to 0 (Automatic) the class will select whether to use the platform implementation or the internal implementation depending on the operating system as well as the TLS version being used.

Possible values are:

Additional Notes

In most cases using the default value (Automatic) is recommended. The class will select a provider depending on the current platform.

When Automatic is selected, on Windows the class will use the platform implementation. On Linux/macOS the class will use the internal implementation. When TLS 1.3 is enabled via SSLEnabledProtocols the internal implementation is used on all platforms.

Data Type

Integer

SSLServerCertEncoded Property (InEBank_LoanStatement Class)

This is the certificate (PEM/base64 encoded).

Object Oriented Interface

public function getSSLServerCertEncoded();

Procedural Interface

inebank_loanstatement_get($res, 106 );

Default Value

''

Remarks

This is the certificate (PEM/base64 encoded). This property is used to assign a specific certificate. The SSLServerCertStore and SSLServerCertSubject properties also may be used to specify a certificate.

When SSLServerCertEncoded is set, a search is initiated in the current SSLServerCertStore for the private key of the certificate. If the key is found, SSLServerCertSubject is updated to reflect the full subject of the selected certificate; otherwise, SSLServerCertSubject is set to an empty string.

This property is read-only and not available at design time.

Data Type

Binary String

StartDate Property (InEBank_LoanStatement Class)

Start date of requested transaction list.

Object Oriented Interface

public function getStartDate();


public function setStartDate($value);

Procedural Interface

inebank_loanstatement_get($res, 133 );


inebank_loanstatement_set($res, 133, $value );

Default Value

''

Remarks

This is a string representing the date at which to start listing transactions on the statement. Use this property and EndDate to constrain the list of transactions retrieved when calling GetStatement. When provided in the request, StartDate value will be echoed in the server's response.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

Data Type

String

Timeout Property (InEBank_LoanStatement Class)

A timeout for the class.

Object Oriented Interface

public function getTimeout();


public function setTimeout($value);

Procedural Interface

inebank_loanstatement_get($res, 134 );


inebank_loanstatement_set($res, 134, $value );

Default Value

60

Remarks

If the Timeout property is set to 0, all operations will run uninterrupted until successful completion or an error condition is encountered.

If Timeout is set to a positive value, the class will wait for the operation to complete before returning control.

The class will use DoEvents to enter an efficient wait loop during any potential waiting period, making sure that all system events are processed immediately as they arrive. This ensures that the host application does not "freeze" and remains responsive.

If Timeout expires, and the operation is not yet complete, the class fails with an error.

Please note that by default, all timeouts are inactivity timeouts, i.e. the timeout period is extended by Timeout seconds when any amount of data is successfully sent or received.

The default value for the Timeout property is 60 seconds.

Data Type

Integer

TotalPrincipalLTD Property (InEBank_LoanStatement Class)

Total principal paid loan to date.

Object Oriented Interface

public function getTotalPrincipalLTD();

Procedural Interface

inebank_loanstatement_get($res, 135 );

Default Value

''

Remarks

The availability of this information in the server response is optional.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

This property is read-only.

Data Type

String

TotalPrincipalYTD Property (InEBank_LoanStatement Class)

Total principal paid year to date.

Object Oriented Interface

public function getTotalPrincipalYTD();

Procedural Interface

inebank_loanstatement_get($res, 136 );

Default Value

''

Remarks

The availability of this information in the server response is optional.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

This property is read-only.

Data Type

String

TxCount Property (InEBank_LoanStatement Class)

The number of records in the Tx arrays.

Object Oriented Interface

public function getTxCount();

Procedural Interface

inebank_loanstatement_get($res, 137 );

Default Value

0

Remarks

This property controls the size of the following arrays:

• TxAggregate
• TxAmount
• TxCheckNumber
• TxDatePosted
• TxEscrow
• TxFITID
• TxImageRef
• TxImageRefType
• TxInterest
• TxMemo
• TxPayeeName
• TxPrincipal
• TxType
• TxTypeDescription

The array indices start at 0 and end at TxCount - 1.

This property is read-only and not available at design time.

Data Type

Integer

TxAggregate Property (InEBank_LoanStatement Class)

Wrapper for a bank transaction.

Object Oriented Interface

public function getTxAggregate($txindex);

Procedural Interface

inebank_loanstatement_get($res, 138 , $txindex);

Default Value

''

Remarks

Wrapper for a bank transaction.

Each bank transaction aggregate contains data (elements and values) associated with the following properties:

• TxAmount
• TxCheckNumber
• TxDatePosted
• TxFITID
• TxMemo
• TxPayeeName
• TxType
• TxImageRef
• TxImageRefType

Aggregates are pieces of XML taken from the financial institution's original response. They contain elements that correspond to many of the class's properties. However, some of these elements, and/or their potential values, may not be supported by the class. Any user who wishes to use unsupported fields may use this aggregate property to parse out the desired data either via our OFXAggregate class or any other means.

Note: The original data from the server is returned as SGML or XML (depending on the value of OFXVersion that FI supports. If the original data is returned in SGML format, the class internally manipulates these responses into the equivalent XML format by inserting close element tags (e.g., "</ACCTID>") into the data as it comes from the server.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxAmount Property (InEBank_LoanStatement Class)

This is the amount of money exchanged during a given transaction.

Object Oriented Interface

public function getTxAmount($txindex);

Procedural Interface

inebank_loanstatement_get($res, 139 , $txindex);

Default Value

''

Remarks

This is the amount of money exchanged during a given transaction.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxCheckNumber Property (InEBank_LoanStatement Class)

The check number as found on the original check.

Object Oriented Interface

public function getTxCheckNumber($txindex);

Procedural Interface

inebank_loanstatement_get($res, 140 , $txindex);

Default Value

''

Remarks

The check number as found on the original check. Some stores that use electronic checks may put a randomly generated value in This property.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxDatePosted Property (InEBank_LoanStatement Class)

This is the date the transaction was posted to the financial institution, stored as a string.

Object Oriented Interface

public function getTxDatePosted($txindex);

Procedural Interface

inebank_loanstatement_get($res, 142 , $txindex);

Default Value

''

Remarks

This is the date the transaction was posted to the financial institution, stored as a string.

All input dates should be entered in the format specified by DateFormat. For example, if the DateFormat is set to "MM/dd/yyyy hh:mm:ss" (default value), an input date should look like: 09/30/2009 12:00:00 AM.

This format specifies also how the returned dates are going to get parsed.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxEscrow Property (InEBank_LoanStatement Class)

This is the total amount of payment applied to Escrow.

Object Oriented Interface

public function getTxEscrow($txindex);

Procedural Interface

inebank_loanstatement_get($res, 143 , $txindex);

Default Value

''

Remarks

This is the total amount of payment applied to Escrow.

This is applicable to loan statements only.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxFITID Property (InEBank_LoanStatement Class)

Transaction Id assigned by the financial institution.

Object Oriented Interface

public function getTxFITID($txindex);

Procedural Interface

inebank_loanstatement_get($res, 144 , $txindex);

Default Value

''

Remarks

Transaction Id assigned by the financial institution.

This is a unique id number that the financial institution uses to identify a particular transaction. Its primary purpose is to allow a client to detect duplicate responses, whether the server previously downloaded the transaction.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxImageRef Property (InEBank_LoanStatement Class)

Server specified unique identifier for the transaction image.

Object Oriented Interface

public function getTxImageRef($txindex);

Procedural Interface

inebank_loanstatement_get($res, 145 , $txindex);

Default Value

''

Remarks

Server specified unique identifier for the transaction image.

This can be either image identifier (to be used during the request to retrieve the actual image when the GetImage method is called) or URL, depending on the value of TxImageRefType.

Note: This is not applicable for credit card accounts.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxImageRefType Property (InEBank_LoanStatement Class)

Type of retrieval method for actual transaction image.

Object Oriented Interface

public function getTxImageRefType($txindex);

Procedural Interface

inebank_loanstatement_get($res, 146 , $txindex);

Default Value

''

Remarks

Type of retrieval method for actual transaction image.

If TxImageRef is returned in the response, this can be either image identifier (to be used during the request for the image when the GetImage method is called) or a URL.

Possible values for TxImageRefType are:

Note: This is not applicable for credit card accounts.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxInterest Property (InEBank_LoanStatement Class)

This is the amount of payment applied to Interest.

Object Oriented Interface

public function getTxInterest($txindex);

Procedural Interface

inebank_loanstatement_get($res, 147 , $txindex);

Default Value

''

Remarks

This is the amount of payment applied to Interest.

This is applicable to loan statements only.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxMemo Property (InEBank_LoanStatement Class)

The memo property stores a notice from the payee to the customer as a string.

Object Oriented Interface

public function getTxMemo($txindex);

Procedural Interface

inebank_loanstatement_get($res, 148 , $txindex);

Default Value

''

Remarks

The memo property stores a notice from the payee to the customer as a string.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxPayeeName Property (InEBank_LoanStatement Class)

If This property has a value, the NAME element replaces the entire PAYEE aggregate in the request XML.

Object Oriented Interface

public function getTxPayeeName($txindex);

Procedural Interface

inebank_loanstatement_get($res, 149 , $txindex);

Default Value

''

Remarks

If This property has a value, the NAME element replaces the entire PAYEE aggregate in the request XML.

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxPrincipal Property (InEBank_LoanStatement Class)

This is the amount of payment applied to Principal.

Object Oriented Interface

public function getTxPrincipal($txindex);

Procedural Interface

inebank_loanstatement_get($res, 150 , $txindex);

Default Value

''

Remarks

This is the amount of payment applied to Principal.

This is applicable to loan statements only.

Note: the financial institution usually returns amounts as a string that includes the sign (+/-) of the amount. However, the server may sometimes leave out a particular field if it is not required by the OFX specification. To avoid confusion that can be caused by returning integers, the class will return all amount types as a string, with the empty string ("") for fields not returned by the server.

Where there is a value returned by the server, the class will attempt to convert the string into a format that can be easily parsed into an integer value. This behavior can be controlled by the CurrencyFormat config setting. .

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

TxType Property (InEBank_LoanStatement Class)

This is the type of transaction that was made on the account.

Object Oriented Interface

public function getTxType($txindex);

Procedural Interface

inebank_loanstatement_get($res, 151 , $txindex);

Default Value

0

Remarks

This is the type of transaction that was made on the account. The effect on the account balance depends upon the sign of the amount, not upon the value of this transaction.

For example, if the amount is negative and the type is a credit, a negative credit is applied to the account. If the amount is negative and the type is debit, the amount is still debited from the account. A positive amount indicates the addition of money to the account, regardless of the type.

The types and their meanings are as follows:

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

Integer

TxTypeDescription Property (InEBank_LoanStatement Class)

A description of the transaction type.

Object Oriented Interface

public function getTxTypeDescription($txindex);

Procedural Interface

inebank_loanstatement_get($res, 152 , $txindex);

Default Value

'Credit'

Remarks

A description of the transaction type. This is a string representation of the value returned by the TxType property.

The values translate as follows:

The types and their meanings are as follows:

The $txindex parameter specifies the index of the item in the array. The size of the array is controlled by the TxCount property.

This property is read-only and not available at design time.

Data Type

String

Config Method (InEBank_LoanStatement Class)

Sets or retrieves a configuration setting.

Object Oriented Interface

public function doConfig($configurationstring);

Procedural Interface

inebank_loanstatement_do_config($res, $configurationstring);

Remarks

Config is a generic method available in every class. It is used to set and retrieve configuration settings for the class.

These settings are similar in functionality to properties, but they are rarely used. In order to avoid "polluting" the property namespace of the class, access to these internal properties is provided through the Config method.

To set a configuration setting named PROPERTY, you must call Config("PROPERTY=VALUE"), where VALUE is the value of the setting expressed as a string. For boolean values, use the strings "True", "False", "0", "1", "Yes", or "No" (case does not matter).

To read (query) the value of a configuration setting, you must call Config("PROPERTY"). The value will be returned as a string.

GetClosingInfo Method (InEBank_LoanStatement Class)

Download a statement closing information for a bank account.

Object Oriented Interface

public function doGetClosingInfo();

Procedural Interface

inebank_loanstatement_do_getclosinginfo($res);

Remarks

This function generates the Signon and Loan Statement Closing Information request page, submits it to the financial institution via secure HTTPS Post, receives and parses the closing loan statement information (that typically appears as part of a paper statement).

This information includes opening and closing dates and balances for a statement period, as well as a detailed breakdown of debits, credits, fees, and interest that are usually part of a paper statement. In addition to this information, you will also receive a date range for transactions that correspond to the closing statement. You can use this date range to retrieve transactions through statement download request (by calling the GetStatement method).

The following properties should be set when this method is called:

• FIId (required)
• FIOrganization (required)
• FIUrl (required)
• OFXAppId (required)
• OFXAppVersion (required)
• OFXVersion (required if 2.x OFX version is the one supported by your FI)
• OFXUser (required)
• OFXPassword (required)
• AccountId (required)
• AccountType (required)

The client can also specify a date range (by setting the StartDate and EndDate properties) to limit the number of closing information aggregates that the server returns. If the client does not specify a date range, the server returns as many closing information aggregates as it can (which will be stored in ClosingDetails).

If you want the server to return an image reference for each loan statement closing information, and if the server supports this service, you will have to set the IncludeImages to True.

The following read-only properties are populated as a result of parsing the statement response:

• CurrencyCode
• ClosingDetails

Note: Loan Statement Closing Information Download is supported only in OFX Versions 2.1.0 and 2.1.1. If your FI does not support this OFX version, then you will not be able to use this method.

GetImage Method (InEBank_LoanStatement Class)

Request and retrieve a check or statement image (if available).

Object Oriented Interface

public function doGetImage($imageref, $imagereftype);

Procedural Interface

inebank_loanstatement_do_getimage($res, $imageref, $imagereftype);

Remarks

This function generates the Signon and Download Image request page, submits it to the financial institution via secure HTTPS Post.

The requested image of a check or statement closing information is identified by ImageRef parameter. The type of this image reference should be specified by ImageRefType parameter.

Possible values and their meanings for the ImageRefType parameter are:

If you want the server to return image references for each transaction or statement closing information, and if the server supports image download service via OFX, you will have to set the IncludeImages to True when either GetStatement or GetClosingInfo method is called.

If available, then you can access that particular image by calling the GetImage method, where ImageRef parameter value is set to the image reference stored in TxImageRef (or ClosingDetailImageRef) and the ImageRefType parameter is set to the respective TxImageRefType (or ClosingDetailImageRefType) corresponding to the requested check or statement.

Upon successful response, the image content will be returned by this method. If you want the image to be saved to a file, you can set the ImageFileName to a desired name without specifying the type. The file type will be set automatically depending on the image type supported by the server. Possible image types are: jpeg, tiff, png, pdf.

Otherwise, the class will throw an error.

Image download is available only for OFX version 2.1.1. When this method is called, the OFXVersion is automatically set to '211'.

Note: Clients may request images in statement download and/or closing requests in various message sets. But not all FIs support image download. Prior to requesting these images, clients must verify that support exists on the server for image download. This is indicated by the presence of the IMAGEMSGSET aggregate in the profile response, as well as the IMAGEPROF aggregate in the profile response for the specific message set in question.

For instance, if a client wishes to request transaction images in the banking statement download request, the client must verify the presence of IMAGEMSGSET in the profile as well as transaction image support in the IMAGEPROF aggregate in the BANKMSGSET in the profile. Image download requests are allowed only in OFX 2.1.1 in the Banking, Credit Card, Loan and Investments message sets.

To verify whether your FI supports this service, you should check its profile (by calling the GetProfile method in FIProfile class) and check the values of FIMessageSetTxImage and FIMessageSetClosingInfoImage for each message set (bank, credit card, loan and investment).

GetStatement Method (InEBank_LoanStatement Class)

Download a loan statement.

Object Oriented Interface

public function doGetStatement();

Procedural Interface

inebank_loanstatement_do_getstatement($res);

Remarks

This function generates the Signon and Loan Statement request page, submits it to the financial institution via secure HTTPS Post, receives and parses the loan statement. Individual transactions are downloaded with the statement.

The following properties should be set when this method is called:

• FIId (required)
• FIOrganization (required)
• FIUrl (required)
• OFXAppId (required)
• OFXAppVersion (required)
• OFXVersion (required if 2.x OFX version is the one supported by your FI)
• OFXUser (required)
• OFXPassword (required)
• AccountId (required)
• AccountType (required)

You may constrain this transaction list by setting the StartDate and EndDate properties. The server will use default values if no dates are supplied.

If you want the server to return image references for each transaction, and if the server supports this service, you will have to set the IncludeImages to True.

The following read-only properties are populated as a result of parsing the statement response:

• AvailableBalance
• AvailableBalanceDate
• PrincipalBalance
• PrincipalBalanceDate
• TotalPrincipalYTD
• TotalPrincipalLTD
• CurrencyCode
• Transactions

Note: Loan Statement Download is supported only in OFX Versions 2.1.0 and 2.1.1. If your FI does not support this OFX version, then you will not be able to use this method.

ReadOFXDataFile Method (InEBank_LoanStatement Class)

Reads an OFX response from a file.

Object Oriented Interface

public function doReadOFXDataFile($filename);

Procedural Interface

inebank_loanstatement_do_readofxdatafile($res, $filename);

Remarks

This method reads a previously recorded OFX response from a file, including HTTP and OFX headers.

The following read-only properties are populated as a result of parsing the data file:

• AvailableBalance
• AvailableBalanceDate
• PrincipalBalance
• PrincipalBalanceDate
• TotalPrincipalYTD
• TotalPrincipalLTD
• CurrencyCode
• Transactions
• ClosingDetails

Reset Method (InEBank_LoanStatement Class)

Reset the internal state of the class and all properties to their default values.

Object Oriented Interface

public function doReset();

Procedural Interface

inebank_loanstatement_do_reset($res);

Remarks

The Reset method does not have any parameters and does not return any value.

WriteOFXDataFile Method (InEBank_LoanStatement Class)

Writes the OFX response sent by the server to a file.

Object Oriented Interface

public function doWriteOFXDataFile($filename);

Procedural Interface

inebank_loanstatement_do_writeofxdatafile($res, $filename);

Remarks

This method records the entire OFX response, including HTTP and OFX headers to a file. This file can later be read and parsed by the ReadOFXDataFile method as though it were a live response.

ConnectionStatus Event (InEBank_LoanStatement Class)

This event is fired to indicate changes in the connection state.

Object Oriented Interface

public function fireConnectionStatus($param);

Procedural Interface

inebank_loanstatement_register_callback($res, 1, array($this, 'fireConnectionStatus'));

Parameter List

 'connectionevent'
 'statuscode'
 'description'

Remarks

The ConnectionStatus event is fired when the connection state changes: for example, completion of a firewall or proxy connection or completion of a security handshake.

The ConnectionEvent parameter indicates the type of connection event. Values may include the following:

StatusCode has the error code returned by the Transmission Control Protocol (TCP)/IP stack. Description contains a description of this code. The value of StatusCode is equal to the value of the error.

Error Event (InEBank_LoanStatement Class)

Information about errors during data delivery.

Object Oriented Interface

public function fireError($param);

Procedural Interface

inebank_loanstatement_register_callback($res, 2, array($this, 'fireError'));

Parameter List

 'errorcode'
 'description'

Remarks

The Error event is fired in case of exceptional conditions during message processing. Normally the class fails with an error.

ErrorCode contains an error code and Description contains a textual description of the error. For a list of valid error codes and their descriptions, please refer to the Error Codes section.

SSLServerAuthentication Event (InEBank_LoanStatement Class)

Fired after the server presents its certificate to the client.

Object Oriented Interface

public function fireSSLServerAuthentication($param);

Procedural Interface

inebank_loanstatement_register_callback($res, 3, array($this, 'fireSSLServerAuthentication'));

Parameter List

 'certencoded'
 'certsubject'
 'certissuer'
 'status'
 'accept'

Remarks

This event is where the client can decide whether to continue with the connection process or not. The Accept parameter is a recommendation on whether to continue or close the connection. This is just a suggestion: application software must use its own logic to determine whether to continue or not.

When Accept is False, Status shows why the verification failed (otherwise, Status contains the string "OK"). If it is decided to continue, you can override and accept the certificate by setting the Accept parameter to True.

SSLStatus Event (InEBank_LoanStatement Class)

Shows the progress of the secure connection.

Object Oriented Interface

public function fireSSLStatus($param);

Procedural Interface

inebank_loanstatement_register_callback($res, 4, array($this, 'fireSSLStatus'));

Parameter List

 'message'

Remarks

The event is fired for informational and logging purposes only. Used to track the progress of the connection.

Config Settings (LoanStatement Class)

-----BEGIN CERTIFICATE-----
MIIEKzCCAxOgAwIBAgIRANTET4LIkxdH6P+CFIiHvTowDQYJKoZIhvcNAQELBQAw
...
eWHV5OW1K53o/atv59sOiW5K3crjFhsBOd5Q+cJJnU+SWinPKtANXMht+EDvYY2w
F0I1XhM+pKj7FjDr+XNj
-----END CERTIFICATE-----
\r \n
-----BEGIN CERTIFICATE-----
MIIEFjCCAv6gAwIBAgIQetu1SMxpnENAnnOz1P+PtTANBgkqhkiG9w0BAQUFADBp
..
d8q23djXZbVYiIfE9ebr4g3152BlVCHZ2GyPdjhIuLeH21VbT/dyEHHA
-----END CERTIFICATE-----

-----BEGIN CERTIFICATE-----
MIIEKzCCAxOgAwIBAgIRANTET4LIkxdH6P+CFIiHvTowDQYJKoZIhvcNAQELBQAw
...
eWHV5OW1K53o/atv59sOiW5K3crjFhsBOd5Q+cJJnU+SWinPKtANXMht+EDvYY2w
F0I1XhM+pKj7FjDr+XNj
-----END CERTIFICATE-----
\r \n
-----BEGIN CERTIFICATE-----
MIIEFjCCAv6gAwIBAgIQetu1SMxpnENAnnOz1P+PtTANBgkqhkiG9w0BAQUFADBp
..
d8q23djXZbVYiIfE9ebr4g3152BlVCHZ2GyPdjhIuLeH21VbT/dyEHHA
-----END CERTIFICATE-----

Trappable Errors (LoanStatement Class)

OFX Errors

	2000   Required field missing from server response.
	2001   OFX server error. Description follows.
	2002   Invalid OFX response.
	2003   OFX response contains unknown element tags.

The class may also return one of the following error codes, which are inherited from other classes.

XML Errors

	101   Invalid attribute index.
	102   No attributes available.
	103   Invalid namespace index.
	104   No namespaces available.
	105   Invalid element index.
	106   No elements available.
	107   Attribute does not exist.
	201   Unbalanced element tag.
	202   Unknown element prefix (can't find namespace).
	203   Unknown attribute prefix (can't find namespace).
	204   Invalid XML markup.
	205   Invalid end state for parser.
	206   Document contains unbalanced elements.
	207   Invalid XPath.
	208   No such child.
	209   Top element does not match start of path.
	210   DOM tree unavailable (set BuildDOM to true and reparse).
	302   Can't open file.
	401   Invalid XML would be generated.
	402   An invalid XML name has been specified.

HTTP Errors

	118   Firewall Error. Error description contains detailed message.
	143   Busy executing current method.
	151   HTTP protocol error. The error message has the server response.
	152   No server specified in URL
	153   Specified URLScheme is invalid.
	155   Range operation is not supported by server.
	156   Invalid cookie index (out of range).
	301   Interrupted.
	302   Can't open AttachedFile.

The class may also return one of the following error codes, which are inherited from other classes.

TCPClient Errors

	100   You cannot change the RemotePort at this time. A connection is in progress.
	101   You cannot change the RemoteHost (Server) at this time. A connection is in progress.
	102   The RemoteHost address is invalid (0.0.0.0).
	104   Already connected. If you want to reconnect, close the current connection first.
	106   You cannot change the LocalPort at this time. A connection is in progress.
	107   You cannot change the LocalHost at this time. A connection is in progress.
	112   You cannot change MaxLineLength at this time. A connection is in progress.
	116   RemotePort cannot be zero. Please specify a valid service port number.
	117   You cannot change the UseConnection option while the class is active.
	135   Operation would block.
	201   Timeout.
	211   Action impossible in control's present state.
	212   Action impossible while not connected.
	213   Action impossible while listening.
	301   Timeout.
	302   Could not open file.
	434   Unable to convert string to selected CodePage.
	1105   Already connecting. If you want to reconnect, close the current connection first.
	1117   You need to connect first.
	1119   You cannot change the LocalHost at this time. A connection is in progress.
	1120   Connection dropped by remote host.

SSL Errors

	270   Cannot load specified security library.
	271   Cannot open certificate store.
	272   Cannot find specified certificate.
	273   Cannot acquire security credentials.
	274   Cannot find certificate chain.
	275   Cannot verify certificate chain.
	276   Error during handshake.
	280   Error verifying certificate.
	281   Could not find client certificate.
	282   Could not find server certificate.
	283   Error encrypting data.
	284   Error decrypting data.

TCP/IP Errors

	10004   [10004] Interrupted system call.
	10009   [10009] Bad file number.
	10013   [10013] Access denied.
	10014   [10014] Bad address.
	10022   [10022] Invalid argument.
	10024   [10024] Too many open files.
	10035   [10035] Operation would block.
	10036   [10036] Operation now in progress.
	10037   [10037] Operation already in progress.
	10038   [10038] Socket operation on non-socket.
	10039   [10039] Destination address required.
	10040   [10040] Message too long.
	10041   [10041] Protocol wrong type for socket.
	10042   [10042] Bad protocol option.
	10043   [10043] Protocol not supported.
	10044   [10044] Socket type not supported.
	10045   [10045] Operation not supported on socket.
	10046   [10046] Protocol family not supported.
	10047   [10047] Address family not supported by protocol family.
	10048   [10048] Address already in use.
	10049   [10049] Can't assign requested address.
	10050   [10050] Network is down.
	10051   [10051] Network is unreachable.
	10052   [10052] Net dropped connection or reset.
	10053   [10053] Software caused connection abort.
	10054   [10054] Connection reset by peer.
	10055   [10055] No buffer space available.
	10056   [10056] Socket is already connected.
	10057   [10057] Socket is not connected.
	10058   [10058] Can't send after socket shutdown.
	10059   [10059] Too many references, can't splice.
	10060   [10060] Connection timed out.
	10061   [10061] Connection refused.
	10062   [10062] Too many levels of symbolic links.
	10063   [10063] File name too long.
	10064   [10064] Host is down.
	10065   [10065] No route to host.
	10066   [10066] Directory not empty
	10067   [10067] Too many processes.
	10068   [10068] Too many users.
	10069   [10069] Disc Quota Exceeded.
	10070   [10070] Stale NFS file handle.
	10071   [10071] Too many levels of remote in path.
	10091   [10091] Network subsystem is unavailable.
	10092   [10092] WINSOCK DLL Version out of range.
	10093   [10093] Winsock not loaded yet.
	11001   [11001] Host not found.
	11002   [11002] Non-authoritative 'Host not found' (try again or check DNS setup).
	11003   [11003] Non-recoverable errors: FORMERR, REFUSED, NOTIMP.
	11004   [11004] Valid name, no data record (check DNS setup).