4D Payments SDK 2016 .NET Edition

Questions / Feedback?

FDMSReversal Component

Properties   Methods   Events   Configuration Settings   Errors  

The FDMSREVERSAL component is used to reverse a transaction that was previously authorized using the FDMSRETAIL , FDMSECOMMERCE , or FDMSHEALTHCARE component. This immediately releases the funds in the cardholder's open-to-buy that were blocked by the original authorization.




Unlike the Timeout Reversals used in the FDMSDebit and FDMSBenefit components, a credit card reversal is used to void a transaction and return funds to the customer. Often this is used in a split-tender situation, where a customer uses a prepaid Visa or MasterCard (or health care FSA card) to make a purchase which is partially authorized for less than the transaction amount. Partially authorized transactions will have an ApprovalCode that beings with "AL" instead of "AP". If the customer does not have an additional source of funds to make up the difference, the authorization must be reversed and the funds immediately returned to the customer's card. To do this, set the AuthorizedAmount to the Response.AuthorizedAmount from the original transaction, and set the SettlementAmount to "0". This is called a full reversal (in this case, of a partially authorized transaction), and the detail record for the original transaction should be discarded - it must not be settled at the end of the day.

Alternatively, a merchant may need to settle a transaction amount for less than was originally authorized. In this case, set the AuthorizedAmount to the original TransactionAmount, and set the SettlementAmount to the new amount you wish to settle for. After a successful reversal, use the FDMSDetailRecord component to update the SettlementAmount of the detail record for the original transaction with the new amount. This is called a partial reversal. You may also submit a full reversal by setting the SettlementAmount to "0". In that case, all of the funds are returned to the customer and the detail record for the original transaction should be discarded.

Note that partial authorizations must be fully reversed. You cannot partially reverse a partial authorization. Normally authorized transactions can be either partially or fully reversed. A normal authorization has a ApprovalCode that begins with "AP" (APproved). A partial authorization has a ApprovalCode that begins with "AL" (Approved for a Lesser amount).

Upon a successful reversal, the ApprovalCode field will contain either "AP888888" or "AP868686" indicating the reversal was accepted. This code does not indicate the original transaction was found and reversed, merely that the reversal was received and properly formatted. First Data does not actually check whether the original transaction occurred or not. If the transaction was declined ApprovalCode will contain one of the response messages listed in the table below:

Response MessageMeaning
CALL CARD CENTER System problem.
DECLINED Decline the transaction.
EXPIRED CARD Card is expired.
HOLD - CALL CTR Problem with card.
INV ACCT NUM Invalid card number or prefix.
INV CREDIT PLAN Private label message only.
INV EXP DATE Invalid expiration date.
INV MER ID Merchant is not set up on Host file.
INV TERM ID Terminal is not set up on Host file.
PLEASE RETRY System time-out or other generic system error.
REFERRAL Referral.
REFERRAL INV TR2 Referral - Invalid Track II Data.
REFERRAL INV TR1 Referral - Invalid Track I Data.
SERV NOT ALLOWED Merchant is not entitled to this card type.
SYS REJECT Transaction was rejected by the system due to "batch in progress indicators" being turned on.
INV AMT Invalid amount.
INV TRAN Transaction not permitted
REV REJECTED Reversal was rejected.
TRAN NOT ALLOWED Transaction not allowed.

The following example starts with a simple $3 manually-keyed retail transaction:

  FDMSRetail1.TransactionNumber = 3;
  FDMSRetail1.TransactionAmount = "300";
  FDMSRetail1.Card.Number = "4111111111111111";
  FDMSRetail1.Card.ExpMonth = 12;
  FDMSRetail1.Card.ExpYear = 13;
  FDMSRetail1.Card.EntryDataSource = edsManuallyEntered;
The above authorization was successful, but for some reason it needs to be voided. You could simply not settle the transaction, and that would clear the block on the cardholder's funds in a few days. However, a reversal allows you to clear that block immediately. To start with, we set the FDMSReversal component with the same merchant setup and basic transaction info used in the original authorization.
  FDMSReversal1.MerchantNumber         = FDMSRetail1.MerchantNumber;
  FDMSReversal1.MerchantTerminalNumber = FDMSRetail1.MerchantTerminalNumber;
  FDMSReversal1.DatawireId             = FDMSRetail1.DatawireId;
  FDMSReversal1.URL                    = FDMSRetail1.URL;
  FDMSReversal1.Card.Number            = FDMSRetail1.Card.Number;
  FDMSReversal1.Card.ExpMonth          = FDMSRetail1.Card.ExpMonth;
  FDMSReversal1.Card.ExpYear           = FDMSRetail1.Card.ExpYear;
  FDMSReversal1.Card.EntryDataSource   = FDMSRetail1.Card.EntryDataSource;
Next, we need to specify the exact transaction we wish to reverse. The properties below are required for First Data to identify and reconcile the reversal. Note that if the original transaction was authorized for an amount less than the original TransactionAmount, AuthorizedAmount should be set with the AuthorizedAmount from the original transaction, instead of the TransactionAmount which was requested.
  FDMSReversal1.ApprovalCode     = FDMSRetail1.Response.ApprovalCode;
  FDMSReversal1.TransactionId    = FDMSRetail1.Response.TransactionId;
  FDMSReversal1.AuthorizedAmount = FDMSRetail1.TransactionAmount;
  FDMSReversal1.ReturnedACI      = FDMSRetail1.Response.ReturnedACI;
  FDMSReversal1.ValidationCode   = FDMSRetail1.Response.ValidationCode;
All that is left is to set the new settlement amount and submit the transaction. To completely reverse the transaction and return all funds to the customer, set the SettlementAmount to zero ("0"). To return a portion of the funds to the customer set the SettlementAmount property with the result of the original authorized amount minus the amount to be unblocked on the customer's card. For instance, this $3 transaction has $2 reversed, for a new settlement amount of $1.
  FDMSReversal1.TransactionNumber = 4;
  FDMSReversal1.SettlementAmount  = "100";
If the reversal is successful the ApprovalCode will contain either "AP868686" or "AP888888", indicating the reversal was accepted.

Note that partially authorized transactions cannot be partially reversed, they must be fully reversed. For instance, say a customer uses a prepaid visa card to buy $100 worth of merchandise, but his card only has a $50 balance. If the customer does not have an additional form of tender, (cash, check, credit, etc), the $50 that was partially authorized must be reversed and returned to the card. First Data does not support any scenario where a partially authorized transaction may be reversed for less than the full amount.

To reiterate, when a transaction is fully reversed, it must be removed from the batch settlement entirely. A partially reversed transaction must update the SettlementAmount of the original detail record, using the FDMSDetailRecord component. Reversal transactions themselves may not be settled, even if the CaptureFlag is True.

Important Note: You must ping your list of service provider URLs and update the URL property to the service provider with the shortest response time every 100 transactions, as well as when your application initially starts. This is not a normal ICMP ping - to determine the fastest transaction URL you must use the special Ping method inside the FDMSRegister component. (You may update your list of service provider URLs with the FDMSRegister component's ServiceDiscovery method).

Property List

The following is the full list of the properties of the component with short descriptions. Click on the links for further details.

ApplicationIdIdentifies the merchant application to the Datawire System.
ApprovalCodeApproval code of the transaction to be reversed.
AuthorizedAmountAuthorized Amount from the original response.
CardContains the customer's credit card information.
DatawireIdIdentifies the merchant to the Datawire System.
DirectMarketingTypeSpecifies the type of direct marketing transaction to reverse.
FDMSPlatformSpecifies the FDMS platform that the transactions will be processed on.
HealthCareIndicates whether this is a healthcare auto-substantiation reversal.
IndustryTypeCode which indicates the industry the merchant is engaged in.
MerchantNumberA unique number used to identify the merchant within the FDMS and Datawire systems.
MerchantTerminalNumberUsed to identify a unique terminal within a merchant location.
ProxyA set of properties related to proxy access.
ResponseContains the response to an authorization request.
ReturnedACIReturned ACI from the original response.
SettlementAmountNew settlement amount after the reversal.
SSLAcceptServerCertInstructs the component to unconditionally accept the server certificate that matches the supplied certificate.
SSLCertThe certificate to be used during SSL negotiation.
SSLServerCertThe server certificate for the last established connection.
TimeoutA timeout for the component.
TransactionIdTransaction Id from the original response.
TransactionNumberUniquely identifies the transaction.
URLLocation of the Datawire server to which transactions are sent.
ValidationCodeValidation Code from the original response.

Method List

The following is the full list of the methods of the component with short descriptions. Click on the links for further details.

ConfigSets or retrieves a configuration setting.
InterruptInterrupts the current action.
ResetClears all properties to their default values.
ReverseReverses a credit card transaction.

Event List

The following is the full list of the events fired by the component with short descriptions. Click on the links for further details.

ConnectedFired immediately after a connection completes (or fails).
DataPacketInFired when receiving a data packet from the transaction server.
DataPacketOutFired when sending a data packet to the transaction server.
DisconnectedFired when a connection is closed.
ErrorInformation about errors during data delivery.
SSLServerAuthenticationFired after the server presents its certificate to the client.
SSLStatusShows the progress of the secure connection.
StatusShows the progress of the FDMS/Datawire connection.

Configuration Settings

The following is a list of configuration settings for the component with short descriptions. Click on the links for further details.

AVSResultContains the Address Verification System result code of the transaction to be reversed.
ClientTimeoutIndicates timeout client application will wait for response.
ECIElectronic Commerce Indicator.
IsCOFSet this to process a Credential On File transaction.
IsOnlineRefundIndicates whether you are reversing an Online Refund transaction.
PINCapabilityThe PIN Capability of the terminal.
RawRequestReturns the request sent to the server for debugging purposes.
RawResponseReturns the response received from the server for debugging purposes.
TotalAuthorizedAmountThe total amount authorized including all incremental authorizations.
CloseStreamAfterTransferIf true, the component will close the upload or download stream after the transfer.
ConnectionTimeoutSets a separate timeout value for establishing a connection.
FirewallAutoDetectTells the component whether or not to automatically detect and use firewall system settings, if available.
FirewallHostName or IP address of firewall (optional).
FirewallListenerIf true, the component binds to a SOCKS firewall as a server (IPPort only).
FirewallPasswordPassword to be used if authentication is to be used when connecting through the firewall.
FirewallPortThe TCP port for the FirewallHost;.
FirewallTypeDetermines the type of firewall to connect through.
FirewallUserA user name if authentication is to be used connecting through a firewall.
KeepAliveIntervalThe retry interval, in milliseconds, to be used when a TCP keep-alive packet is sent and no response is received.
KeepAliveTimeThe inactivity time in milliseconds before a TCP keep-alive packet is sent.
LingerWhen set to True, connections are terminated gracefully.
LingerTimeTime in seconds to have the connection linger.
LocalHostThe name of the local host through which connections are initiated or accepted.
LocalPortThe port in the local host where the component binds.
MaxLineLengthThe maximum amount of data to accumulate when no EOL is found.
MaxTransferRateThe transfer rate limit in bytes per second.
ProxyExceptionsListA semicolon separated list of hosts and IPs to bypass when using a proxy.
TCPKeepAliveDetermines whether or not the keep alive socket option is enabled.
TcpNoDelayWhether or not to delay when sending packets.
UseIPv6Whether to use IPv6.
UseNTLMv2Whether to use NTLM V2.
CACertFilePathsThe paths to CA certificate files when using Mono on Unix/Linux.
LogSSLPacketsControls whether SSL packets are logged when using the internal security API.
ReuseSSLSessionDetermines if the SSL session is reused.
SSLCACertsA newline separated list of CA certificate to use during SSL client authentication.
SSLCheckCRLWhether to check the Certificate Revocation List for the server certificate.
SSLCipherStrengthThe minimum cipher strength used for bulk encryption.
SSLEnabledCipherSuitesThe cipher suite to be used in an SSL negotiation.
SSLEnabledProtocolsUsed to enable/disable the supported security protocols.
SSLEnableRenegotiationWhether the renegotiation_info SSL extension is supported.
SSLIncludeCertChainWhether the entire certificate chain is included in the SSLServerAuthentication event.
SSLNegotiatedCipherReturns the negotiated ciphersuite.
SSLNegotiatedCipherStrengthReturns the negotiated ciphersuite strength.
SSLNegotiatedKeyExchangeReturns the negotiated key exchange algorithm.
SSLNegotiatedKeyExchangeStrengthReturns the negotiated key exchange algorithm strength.
SSLNegotiatedProtocolReturns the negotiated protocol version.
SSLProviderThe name of the security provider to use.
SSLSecurityFlagsFlags that control certificate verification.
SSLServerCACertsA newline separated list of CA certificate to use during SSL server certificate validation.
TLS12SignatureAlgorithmsDefines the allowed TLS 1.2 signature algorithms when UseInternalSecurityAPI is True.
TLS12SupportedGroupsThe supported groups for ECC.
TLS13KeyShareGroupsThe groups for which to pregenerate key shares.
TLS13SignatureAlgorithmsThe allowed certificate signature algorithms.
TLS13SupportedGroupsThe supported groups for (EC)DHE key exchange.
AbsoluteTimeoutDetermines whether timeouts are inactivity timeouts or absolute timeouts.
FirewallDataUsed to send extra data to the firewall.
InBufferSizeThe size in bytes of the incoming queue of the socket.
OutBufferSizeThe size in bytes of the outgoing queue of the socket.
BuildInfoInformation about the product's build.
GUIAvailableTells the component whether or not a message loop is available for processing events.
LicenseInfoInformation about the current license.
UseInternalSecurityAPITells the component whether or not to use the system security libraries or an internal implementation.

Copyright (c) 2021 4D Payments Inc. - All rights reserved.
4D Payments SDK 2016 .NET Edition - Version 16.0 [Build 8017]