Specifies the method used to verify the identity of the cardholder.
This 1-character property contains a code that specifies the method used to verify the identity of the cardholder. The value may be used in conjunction with AVS and ACI indicators. The following table lists all of the supported cardholder identification codes, but please note that some codes are Direct Marketing-specific and some are Retail-specific.
|F||PIN Authentication by ICC (Chip Card) (Offline pin authentication for debit and credit chip card transactions). Also used for CDCVM/On device CVM|
|G||Clear Text PIN|
|K||Personal Identification Number - 32-character DUK/PT (Online pin authentication for debit and credit transactions)|
|M||Address Verification Data or CPS/Card Present - Unable to read Magnetic Stripe|
|N||Address Verification Data, CPS/Card Not Present, or Electronic Commerce|
|P||No CVM Required|
|S||Personal Identification Number - 32-character static key|
|Z||Cardholder Signature - Terminal has a PIN Pad. This value can also be used when no signature is required on a mag stripe transaction.|
|@||Cardholder Signature - No PIN Pad available (default for Retail transactions). This value can also be used when no signature is required on a mag stripe transaction.|